what is investment

 what is investment?

the money you earn is partly spent and the rest saved for  meeting future expenses . instead of keeping the savings idle you may like to use savings in order to get return on it in the future . this called investment .

why should one  invest ?

one needs to invest to :

.  Earn Return on your ideal resources.

.  Generate a specified sum of money for a specific goal in life.

.  Make a provision for an uncertain future.

One of the important reason why one needs to invest wisely is to meet the cost of inflation. Inflation is the rate at which the cost of living increases . the cost of living is simply what it costs to buy the goods and services you need to live . Inflation causes money to loss value because it will not buy the same amount of good or a services in the future as it does now or did in the past. for example, if there was a 6% inflation rate for the next 20 years , a Rs. 100 purchase today would cost Rs. 321 in 20 years. This is why it is important to consider inflation as a factor in any long-term investment strategy. remember to look at an investment's 'real' rate return, which is the return after inflation. the aim of investment should be to provide a return about the inflation rate to insure that the investment does not decreases and the value. for example, of the annual information rate is 6%, then the investment to earn more than 6% to ensure it increases in value. If The after-tax return on your investment is less than the inflation rate, then your assets have actually decreased in the value; that is, they won't buy as much today as they did last year.

What care should one take while ininvestors 

The sumar one starts investing then better. by investing early allow your investments more time to grow, whereby the concept of compounding (as we shall see later) increases your income, by accumulating the principal and the interest or dividend earned on it, year after year. the three golden rules for all investors are:

. Invest early

. Invest regularly

. Invest for long term and not short term

More about investment and related investment topics in our next post you can tell wait for next post.

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What are the benefits and drawbacks of social media

 

Social media has become an integral part of modern life. It has changed the way we communicate, connect with others, and consume information. However, like any other technology, social media has its benefits and drawbacks.

On the one hand, social media provides a platform for people to connect with friends, family, and acquaintances from all over the world. It allows us to share our thoughts, experiences, and opinions with a broader audience and can be used to raise awareness about important issues. Social media also enables businesses and organizations to reach a wider audience and promote their products and services.

On the other hand, social media can also have negative effects: It can lead to addiction, anxiety, and depression, as people become obsessed with likes, comments, and shares, Social media can also be a breeding ground for fake news, misinformation, and hate speech, which can have serious consequences for individuals and society.

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Smart formula of success | smart go setting

To be really effective, goals should always be in writing and should be meaningful to you. Your friend's goals might be really great , but they won't mean as much to you as your own goals , which are based on your values. It's helpful to define your goals in a "smart" way. Think of it like this :

Smart goal setting chart in short.

S. Specific: goals sad must be specific. What you want to achieve is to be specific. Specific goal setting will lead to a plant and work toward that.

M Measurable: gold set are to be measurable in nature. Measurable means that you must know how much you require to achieve the set goal.

A Attenable: the goal set must be reachable for you. If it is not reachable you cannot attain your goal.

R Realistic: the goal set by you must be realistic. It means the goal set by you should have possibility of doing it. If it is not possible to do a particular thing, all your effort will go in vain.

T Time-bound: the goal set by you must be specify a particular time period in which you will achieve the goal. Otherwise you cannot plan your activity.

Think of your goals as what you want to be , do, or have- in other words, where you want to go. Remember, part of setting SMART goal means they are realistic and attenable. It's very helpful to break up your goals into three time periods of planning purpose.

Sample SMART gold timelines.

1.Short-term:

2.Intermediate-teram:

3.Long-term:

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Happy Holi poets

 Happy Holi to all of my friends and you

                                           Let me also put some color on rosy cheeks
                               Let me also celebrate in the festival of life-e-mind Holi

When you got gulal on your cheeks
This is where I felt red red

                                   When peeped secretly into the eyes of the bride
                                    Husband got wet without playing Holi

Hug me oh dear heart in Holi
Even if the heart is extinguished, oh my friend, in Holi 

Look at us, it's Holi's day
Shoot your eyes, it's Holi's day
finish it

Various characters are mixed, a new character is formed.
Holikotsav shows the unity in diversity, the identity of India.
Burn all the passions and hatred, the feeling of harmony will increase.
Gross diseases get eradicated, Rangotsav becomes meaningful.

 

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Geography topic Drainage

 Drainage is the process in which water leaches downward from the upper soil layers to lower layers, or how surface water is removed. In geomorphology, a drainage system is the pattern formed by the streams rivers, and lakes in a particular drainage basin. They are governed by the topography of the land, weather a particular region is dominated by hard or soft rocks, and the gradient of the land. Geomorphologists and 

hydrologists often you streams as begin part of drainage basins.

A drainage basin is the topographic region from which a stream receives runoff, through flow, and groundwater flow. Drainage basins are divided from each other by topographic barriers called a watershed. A watershed represents on of the streams tributaries that flow to some location along the stream channel. The number, size, and shape of drainage basins found in an area varies and the larger the topographic map, the more information on the drainage basin is available.

A new post check out now the blog..

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