what is investment

 what is investment?

the money you earn is partly spent and the rest saved for  meeting future expenses . instead of keeping the savings idle you may like to use savings in order to get return on it in the future . this called investment .

why should one  invest ?

one needs to invest to :

.  Earn Return on your ideal resources.

.  Generate a specified sum of money for a specific goal in life.

.  Make a provision for an uncertain future.

One of the important reason why one needs to invest wisely is to meet the cost of inflation. Inflation is the rate at which the cost of living increases . the cost of living is simply what it costs to buy the goods and services you need to live . Inflation causes money to loss value because it will not buy the same amount of good or a services in the future as it does now or did in the past. for example, if there was a 6% inflation rate for the next 20 years , a Rs. 100 purchase today would cost Rs. 321 in 20 years. This is why it is important to consider inflation as a factor in any long-term investment strategy. remember to look at an investment's 'real' rate return, which is the return after inflation. the aim of investment should be to provide a return about the inflation rate to insure that the investment does not decreases and the value. for example, of the annual information rate is 6%, then the investment to earn more than 6% to ensure it increases in value. If The after-tax return on your investment is less than the inflation rate, then your assets have actually decreased in the value; that is, they won't buy as much today as they did last year.

What care should one take while ininvestors 

The sumar one starts investing then better. by investing early allow your investments more time to grow, whereby the concept of compounding (as we shall see later) increases your income, by accumulating the principal and the interest or dividend earned on it, year after year. the three golden rules for all investors are:

. Invest early

. Invest regularly

. Invest for long term and not short term

More about investment and related investment topics in our next post you can tell wait for next post.

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Geography topic Drainage

 Drainage is the process in which water leaches downward from the upper soil layers to lower layers, or how surface water is removed. In geomorphology, a drainage system is the pattern formed by the streams rivers, and lakes in a particular drainage basin. They are governed by the topography of the land, weather a particular region is dominated by hard or soft rocks, and the gradient of the land. Geomorphologists and 

hydrologists often you streams as begin part of drainage basins.

A drainage basin is the topographic region from which a stream receives runoff, through flow, and groundwater flow. Drainage basins are divided from each other by topographic barriers called a watershed. A watershed represents on of the streams tributaries that flow to some location along the stream channel. The number, size, and shape of drainage basins found in an area varies and the larger the topographic map, the more information on the drainage basin is available.

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happy independence day of 26 January speech or words

                              

Happy republic day

                             jay hind 

We have got the title of the world's largest constitution, we have saved the sting of democracy in the whole world.

Today I feel very proud to inform all of you that today on 26 January 2023, India is celebrating its 74th Republic Day.

Today is a very special day because we officially adopted our democracy on 26 January 1950 after making many amendments after independence.

The Indian democracy system has seen many ups and downs. During this period, the reason for people's dissatisfaction with the democratic system has been corrupt governance and administration and criminalization of politics.

There are many individuals and organizations in India who do not have respect for the Indian Constitution.

The savior of everyone's rights is our republic festival, democracy is the mantra, we all are proud of it.

Our democracy is slowly happening.We are getting smarter than ever before.Slowly, we are beginning to understand the intimacy of democracy.In a democratic system only a person can live freely, and can develop personality and can also fulfill all his ambitions.Those who think that there should be dictatorship or religious rule in this country do not know what happened in Pakistan and Afghanistan.The people there have longed to live freely.

Heroes will remember you, this sacrifice is yours. This republic is dear to us.

Our society is changing. The media is waking up. The public is also waking up. Young thinking is developing. The level of education is increasing. The army of technology related people is increasing.Due to all this, the politicization of the country has also become alert. If corruption, crime and inefficiency in governance and administration does not continue for a long time, then our future republic will be based on Gudtantra.

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History of Sudoku

 'Su' means number and Duko' means single. The game of Sudoku has many similarities with the game of life. Sudoku is a puzzle game designed for a single player, much like a crossword puzzle. The puzzle itself is nothing more than a grid of little boxes called 'cells'. They are stacked nine high and nine wide, 81 cells in total. The roots of the Sudoku puzzle are in Switzerland. Leonhard Euler created 'carré latin' in the 18th century which is similar to a Sudoku puzzle. The first real Sudoku was published in 1979 and was invented by Howard Garns, an American architect. The real world wide popularity started in Japan in 1986 where it was published and given the name Sudoku by Nikoli.

In life, too, you start with a given set of notions and then work from there on. In Sudoku, you need to follow a set of rules to build up the grid, filling each row, column and box with numbers ranging from one to nine, so much like in life where you have to go on your way without hurting anyone else. Respect every number (person), and things would be fine. While playing, you never think of the end (the result); you just keep working on the numbers and the final result (fruits of action) comes on its own. Extremely difficult puzzles may take hours. Similarly, to achieve the desired results in life, may also take years. The game of Sudoku and the game of life are best played in calm but in a focused state.

Everything has to go together in a Sudoku grid: the rows, columns and squares. Exactly as in life. Your duties towards your family, teachers, society and country, all go on simultaneously. In Sudoku, the arrangement of the given numbers is symmetrical. This is instructive in life, on how to maintain steadfast faith, poise and equanimity despite situations when everything turns topsy-turvy.

There is a subtle difference between the two, as well. Make a mistake and you can erase it and begin all over again in Sudoku. Not so in life. You can learn a lesson through it, and avoid making the same mistake in future. What most people don't know is that Sudoku is not a mathematical game. It requires absolutely no arithmetic skills, but it does require logical reasoning. As you learn to arrange the numbers correctly, your logical thinking skills improve. Choose the correct alternatives:

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